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Insure your holiday home with Saga
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Saga Holiday Home Insurance is available for properties in France, Spain, Portugal, Italy and their islands in the Mediterranean and the Canary Islands.
If you are aged 50 or over you can insure your contents, buildings or choose to insure both with Saga.
Our policies are designed for those overseas homeowners who spend up to 6 months at their property abroad.
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Cover includes:-
- Policy documents written in clear, concise English
- A British-based claims service
- Emergency travel cover - if there is an emergency concerning your property, we will cover your travelling costs up to £1,000 (buildings cover only)
- All overseas insurance taxes included in your premium and payment to the relevant government department is made on your behalf
- Accidental damage cover available
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Click below for more details:
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Other holiday home related products:
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A choice of excesses
An 'excess' is the amount that you must pay towards any claim you make. The higher the amount of excess you choose at the outset, the larger the discount you receive on your insurance premium. The standard excess is £100, however you can choose to pay more or less than this amount. You can choose from £0, £50, £150, £200, £250 or £2,500.
Liability Cover
Liability cover is provided for any amount up to
£2,000,000 that you have to legally pay as owner or occupier of your holiday
home or as a private individual (depending on cover chosen).
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| Some examples
of the cover we provide |
Buildings |
Contents |
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Protection from loss of rent (where applicable) caused by an insured event |
Up to 10% of the sum insured. |
Up to 10% of the sum insured. |
| Cover for temporary alternative accommodation in the event of an emergency |
Up to 10% of the sum insured. |
Up to 10% of the sum insured. |
| Cover if you wish to lend your property to family and/or friends, or let the
property for up to six months of the year
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| Cover for your legal liability as owner of the holiday home, including its land.
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£2 Million |
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| Public and personal liability, covering your legal liability as occupier of the
property |
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£2 Million |
| Frozen food cover |
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Up to £500 |
| Cover for damage to fixed items, such as kitchen units, under our Contents
cover, where you own a flat or apartment and your buildings are covered under
a Block Insurance policy (an additional charge will apply) |
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Optional |
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Cover for your travel costs if there is an emergency concerning your property
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Up to £1,000 |
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Loss of metered water or oil |
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Up to £500 |
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Theft or loss of keys anywhere in the world
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Up to £250 |
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Contents in the open, such as sunloungers, barbecues and patio furniture
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Up to £500 |
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Saga Services Limited is authorised and
regulated by the Financial Services Authority.
Saga has arranged for its Holiday Home Insurance to be underwritten by London
and Edinburgh Insurance Company Limited. Registered No. 924430. Registered
office: 8 Surrey Street, Norwich NR1 3NG. Member of the Financial Ombudsman
Service and authorised and regulated by the Financial Services Authority (FSA).
Saga Services Limited is a wholly owned subsidiary of Saga Group Limited.
Registered in England and Wales (Company No: 732602) Registered Office: The
Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.
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