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Cover Plus

If you want especially wide cover, our Cover Plus policy is available for both buildings and contents and provides greater protection for both your home and possessions than many other policies. For example, both Contents Cover Plus and Buildings Cover Plus policies include:-

A No Claim Discount which could help to keep down your future premiums if you have not made any claims
Damage by pets
Scratching or denting of furniture
Cover for the costs of alternative accommodation if the damage for which you are insured makes you uninhabitable, we will pay any reasonable cost agreed in writing.

Contents Cover Plus


New for old replacement of items including clothing and linen that are lost or damaged, where we consider repair/replacement is not feasible
Cover for the spoilage of frozen food up to the sum for which you are insured
Replacement of matching pairs and sets, if we cannot repair the individual items or replace it to match. For example, carpets and three-piece suites.

Buildings Cover Plus


The cost of repairing burst pipes, as well as the damage they cause. For example, if we have to cause damage in order to locate and fix a leak such as drilling into a concrete floor, we will make good the floor and cover the repair of the pipe, even when the cause is normal wear and tear.
Replacement of matching pairs and sets, if we cannot repair the individual items or replace it to match. For example, kitchen units or bathroom suites.

Extra savings
You can make extra savings on your Cover Plus insurance with our No Claim Discount. Full details are available by clicking through to the Excesses and Discount section.
 
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Saga Services Limited is authorised and regulated by the Financial Services Authority.

 
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Saga Home Insurance Policy
 
 
       
 
 
Saga Services Limited is authorised and regulated by the Financial Services Authority.

Saga Home Insurance is underwritten by London and Edinburgh Insurance Company Limited. Authorised and regulated by the Financial Services Authority.
Saga Services Limited is a wholly owned subsidiary of Saga Group Limited. Registered in England and Wales (Company No: 732602) Registered Office: The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.