Saga Pet Insurance

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Veterinary fee excesses
The first part of a veterinary fee claim that you must pay

The postcode in which you live together with the cover level, age and type of pet (dog or cat) you want to take out insurance for, will affect the excess that you need to pay for any veterinary fee claim. You can use the excess calculator below to find out the excess you would be liable for in respect of your pet.

For each illness or injury that is treated during the policy year and is not related to any other illness or injury treated during the same year, you must pay an excess as shown in your Schedule. This means that when the treatment dates of an injury or illness fall into two or more policy years you pay an excess at each subsequent renewal of the policy. The amount you pay will be a set annual amount or a set annual amount as well as a percentage amount. The percentage amount is calculated on the amount left after the set annual amount is taken from the cost of treatment. The percentage amount will be deducted from each approved veterinary invoice.

Excess Calculator

Your Postcode area

Type of pet

	Dog
	Cat

Age of pet

	7 yrs or less
	8 yrs old
	9 yrs old
	10 yrs or more

Cover type

	Saver
	Essential
	Super

Or contact our UK based call centres FREE on
0800 056 5096
quoting reference IT301.
(Calls from mobile phones may incur charges.)
8.30am - 7pm weekdays,
9am - 3pm Saturday,
10am - 2pm Sunday.

For your protection and for training purposes,
telephone calls may be monitored or recorded.

Saga Services Limited is authorised and regulated by the Financial Services Authority.

Click below for more details

Saga Services Limited is authorised and regulated by the Financial Services Authority.

Saga Pet Insurance is underwritten by London and Edinburgh Insurance Company Limited. Registered No. 924430. Registered Office: 8 Surrey Street, Norwich, NR1 3NG. Member of the Financial Ombudsman Service and Authorised and Regulated by the Financial Services Authority.
Saga Services Limited is a wholly owned subsidiary of Saga Group Limited. Registered in England and Wales (Company No: 732602) Registered Office: The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.