Frequently Asked Questions

As it is important that a policy of this nature does not lapse, we ask that monthly premiums are paid direct from a bank or building society account by Direct Debit. That way you can rest assured that Saga's Accidental Death Benefit Insurance gives you the continuous cover you need. You can cancel your policy at any time by sending written instructions to your bank or building society.

Saga's Accidental Death Benefit offers worldwide cover. As long as you are a UK resident living in the UK more than 6 months of the year, unlike other plans, you will be covered against accidental death arising from most sports and pastimes. Deaths not covered by this policy are those resulting from natural causes or relating to war, armed forces activity, flying (other than as a passenger in a licensed passenger aircraft), or intentional self-inflicted injury.

Assuming you keep up the policy, the insurance and benefits will cover you until your first renewal after your 90th birthday.
Not at all. You won't have to undergo a medical and there are no awkward health questions. For a no obligation quotation please call 0800 096 4560.

Saga's Accidental Death Benefit is designed to provide peace of mind for you and your beneficiaries by offering a £25,000 payment should you die as the result of an accident. It is simple to set up and operate and, if your estate is worth less than the current inheritance tax threshold, proceeds are free from tax.

Not on this policy, however we do offer Saga Personal Accident Insurance, which pays out up to £50,000 following accidental injury and accidental disablement, including fractures, dislocations and burns. There are two levels of cover starting from £6.50 per month for the Premier cover for one person. The Premier Plus cover includes hospital benefit up to £2,500 (£25 per day for up to 100 days) and also includes Accidental Death Benefit of £25,000. Cover for two people is available, and there are no age related premium increases. For a no obligation quote for Saga Personal Accident insurance, please call 0800 015 0251, quoting ref ITPA1.