Summary of cover
| Some examples of the cover we provide | Third Party Only | Comprehensive |
|---|---|---|
| No Claim Discount available (up to a maximum of 20%) in the event of no claims having been paid or outstanding. |  |
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| No Claim Discount protection available (subject to a 7.5% premium loading) if you have the maximum No Claim Discount ie. 4 years claim free, and have not been in an accident or claimed in the last two years. This enables you to make two claims where you are deemed to be at fault within a five-year period without losing any discount. | |
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| 10% discount on craft up to 23ft and capable of over 17 knots, if you have a level 2 or higher Practical RYA Powerboat qualification. | |
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| Wide cruising ranges available including, for example, UK inland and coastal waters, plus continental waters from Elbe to La Rochelle and Eire for craft over 23ft (excluding narrowboats). | |
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| Racing risk cover available on request (terms and conditions may apply). | |
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| Third party liability cover if, for example, you injure someone with your craft or damage their property. | Up to £3million | Up to £3million |
| Personal accident cover for specified injuries, such as permanent total disablement, sustained in any accident involving your craft. | |
Up to £10,000 |
| Accidental loss or damage to your craft's hull, machinery, gear and equipment. | |
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| Cover for personal effects available for items used only in connection with your craft, for example, a laptop computer used for navigation purposes (cover excluded for dinghies and houseboats). | |
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| No excess to pay or No Claim Discount deduction in the event of a claim for loss or damage to the insured craft whilst moored in a pontoon berth at your home marina. | |
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| Marine legal expenses should you need, for example, to recover your uninsured losses, such as your excess, as a result of an accident. | Optional | Optional |
Terms and conditions apply to this cover.