Car Insurance
Additional cover options
Legal Protection
Up to £100,000 towards costs for trained claims handlers to recover uninsured losses following an accident
From £2.08 a month
Up to £100,000 of cover for help with recovery of losses in the event of a claim
If you have an accident involving your car that is not your fault, you have a right to be able to claim back your uninsured losses from the driver responsible.
Two thirds of all Saga Car Insurance customers choose to include Legal Protection on their policy for us to help them when they need us most.
From just £2.08 a month, our trained claims handlers will work to recover:
- Any excess you may be required to pay as part of a claim
- Loss of earnings
- Compensation for personal injury
With average solicitors’ charges in excess of £100 an hour* this policy provides up to £100,000 of cover, and as we specially select solicitors who work to our high service levels you can rest assured that Saga will handle your legal expenses claim properly.
*2009 rates from www.hmcourts-service.gov.uk
Increased Personal Accident
Up to £20,000 for you or your named partner if you suffer a serious injury following an accident involving your vehicle
From 83p a month
Up to £20,000 for you and your spouse/partner
Regardless of whose fault it is, if you are seriously injured as a result of an accident involving your car, our Comprehensive policy includes up to £5,000 compensation for selected serious injuries as standard.
From just 83p a month our Increased Personal Accident extends cover to £20,000, covers a wider range of injuries, and includes a benefit of £200 per night for hospitalisation (for up to 10 nights).
Replacement Car Extension
for Theft or Total Loss
Cover for up to 21 days if your vehicle is stolen or written off
From £1.75 a month
Receive a replacement car even if yours is not being repaired, from just £1.75 a month
Our Comprehensive Saga Car Insurance policy includes a replacement car as standard if an approved repairer is repairing yours. From just £1.75 a month we can also offer you a replacement car if yours is stolen or written off, for up to 21 days keeping you mobile and giving you time to find and purchase a new vehicle.
See our Replacement Car Category Upgrade for options to upgrade the car you receive.
Replacement Car Category Upgrade
Cover to upgrade the category of car you receive
From 44p a month
Receive a more suitable replacement vehicle from just 44p a month
Our Comprehensive policy automatically entitles you to a small hatchback (category B vehicle) replacement car, but you can choose to upgrade this to one that better suits your needs.
You can choose from:
- Category C – Vauxhall Astra or similar, 1.4 litre, 5 door
- Category E – Vauxhall Vectra, Ford Mondeo or similar, 1.8 litre, 5 door
- Category E Estate – Vauxhall Vectra Estate, Ford Mondeo Estate or similar, 1.8 litre, 5 door
- MPV – Toyota Previa or similar, seats 7
- Large Premium – Mercedes E Class, BMW 5 series or similar, 4 door luxury vehicles
Accident Healthcare
Up to £1,000,000 cover for private medical treatment if you are injured as the result of a road traffic accident in the UK
From £3.95 a month
Cover to look after you as well as your car
Our brand new Accident Healthcare offers cover for customers who don’t have private medical cover and are injured in a road traffic accident in the UK. We will provide up to £1,000,000 cover for prompt private medical treatment, allowing you to recover as quickly and comfortably as possible.
From just £3.95 a month we offer cover for:
- in–patient treatment in a private hospital (up to 180 days)
- out–patient treatment
- consultants’ and specialists’ fees
- physiotherapy.
Saga Breakdown Assistance
UK wide breakdown service at a discounted rate for Saga Car Insurance customers
From £2.67 a month
Special rates for Saga Car Insurance customers
To help keep you on the road, Saga Breakdown Assistance can be added to your policy at a discounted rate. It offers reliable breakdown cover 24 hours a day, 365 days a year and with cover starting from just £2.67 a month you can choose the cover that’s right for you:
- Essential – roadside repair, or recovery to the nearest garage
- Home Call – repair at home or roadside, or recovery to the nearest garage
- National Recovery – roadside repair, or recovery to your home or garage anywhere in the UK
- Comprehensive – repair at home or roadside, or recovery to your home or garage anywhere in the UK – plus hire car or overnight accommodation
- Premier – all the above, plus EU cover for roadside repair and full recovery to the UK – plus Holiday departure cover.
Or contact our UK based
call centre quoting reference IT601
