Cover at a glance

The table below outlines what's included with each level of cover.


Third Party Only
Third Party, Fire and Theft
Comprehensive
Accidental damange to insured car


Loss or damage to insured car by fire or theft


Legal costs arising from a Third Party claim



Legal liability to Third Parties, including up to £20 million of property damage



Uninsured driver cover - if an uninsured driver hits your car, through no fault of yours, as long as you supply their vehicle registration and the accident details we'll refund any excess paid and your No Claim Discount won't be reduced


Vandalism cover - your No Claim Discount will not be affected by a claim for damage caused by vandals


Cover for audio/visual and/or communication equipment (permanently fitted in the vehicle)
  If as the result of fire or theft
Unlimited
Replacement car for up to 14 days while yours is being repaired by one of our approved repairers following an incident in the UK


Personal belongings for effects and clothing kept in or on your vehicle

Up to £1,000 or £2,000 in December
Personal accident benefits for policyholder and spouse/domestic partner


Up to £5,000

Medical expenses (per person)


Up to £300

Emergency accommodation / Get you home cover

Up to £500

Cover for any person with a full driving licence to drive your car in a medical emergency




Windscreen, window and sunroof glass repairs - no excess to pay and your No Claim Discount will not be affected if you use one of our approved repairers

 

  

 
Two years 'new for old' cover if you've owned the car from new - with no mileage restrictions in the first year, and up to 12,000 miles in the second

 

 

 
Cover in the European Union for the policyholder to take trips abroad for an unlimited period at no extra cost
 

 

 
Optional cover available
Protected No Claim Discount
Optional

Optional

Optional
Legal Protection
  Optional

  Optional

  Optional
Increased Personal Accident


Optional
Replacement car extension for theft/total loss


Optional
Replacement car category upgrade


Optional
Accident Healthcare


Optional
Saga Breakdown Assistance Optional
Optional

Optional
For the full policy features and benefits please see our Policy Booklet