Cover at a glance

The table below outlines what's included with each level of cover.

Third Party Only
Third Party, Fire and Theft
Accidental damage to insured car

Loss or damage to insured car by fire or theft

Legal costs arising from a Third Party claim

Legal liability to Third Parties, including up to £20 million of property damage

Uninsured driver cover - if an uninsured driver hits your car, through no fault of yours, as long as you supply their vehicle registration and the accident details we'll refund any excess paid and your No Claim Discount won't be reduced

Vandalism cover - your No Claim Discount will not be affected by a claim for damage caused by vandals

Cover for audio/visual and/or communication equipment (permanently fitted in the vehicle)
  If as the result of fire or theft
Replacement car for up to 14 days while yours is being repaired by one of our approved repairers following an incident in the UK

Personal belongings for effects and clothing kept in or on your vehicle

Up to £1,000 or £2,000 in December
Personal accident benefits for policyholder and spouse/domestic partner

Up to £5,000

Medical expenses (per person)

Up to £300

Emergency accommodation / Get you home cover

Up to £500

Cover for any person with a full driving licence to drive your car in a medical emergency

Windscreen, window and sunroof glass repairs - no excess to pay and your No Claim Discount will not be affected if you use one of our approved repairers



Two years 'new for old' cover if you've owned the car from new - with no mileage restrictions in the first year, and up to 12,000 miles in the second



Cover in the European Union for the policyholder to take trips abroad for an unlimited period at no extra cost


Optional cover available
Protected No Claim Discount


Legal Protection


Increased Personal Accident

Replacement car extension for theft/total loss

Accident Healthcare

Saga Breakdown Assistance Optional

For the full policy features and benefits please see our Policy Booklet