Additional cover options Legal Protection
Up to £100,000 towards costs for trained claims handlers to recover uninsured losses following an accident.
For £26.50 a year
If you have an accident involving your car that is not your fault, you have a right to be able to claim back your uninsured losses from the driver responsible.
Our trained claims handlers will work to recover:
- Any excess you may be required to pay as part of a claim
- Loss of earnings
- Compensation for personal injury.
With average solicitors’ charges in excess of £100 an hour* this policy provides up to £100,000 of cover, and as we specially select solicitors who work to our high service levels you can rest assured that Saga will handle your legal expenses claim properly.
*2011 rates from www.hmcourts-service.gov.uk
With Legal Protection, you also have free access to a range of motor related legal documents through Saga Legal Services - for example a letter to challenge a parking ticket. These can be adapted to meet your needs.
Increased Personal Accident
Up to £20,000 for you or your named partner if you suffer a serious injury following an accident involving your vehicle.
For £12.00 a year
Regardless of whose fault it is, if you are seriously injured as a result of an accident involving your car, our Comprehensive policy includes up to £5,000 compensation for selected serious injuries as standard.
For £12.00 a year our Increased Personal Accident extends cover to £20,000, covers a wider range of injuries, and includes a benefit of £200 per night for hospitalisation (for up to 10 nights).
Saga Breakdown Assistance
UK wide breakdown service at a discounted rate for Saga Car Insurance customers.
From £34.99 a year
To help keep you on the road, Saga Breakdown Assistance can be added to your policy at a discounted rate. It offers reliable breakdown cover 24 hours a day, 365 days a year and with cover starting from £34.99 a year you can choose the cover that’s right for you:
- Essential – roadside repair, or recovery to the nearest garage*
- Home Call – repair at home or roadside, or recovery to the nearest garage
- National Recovery – roadside repair, or recovery to your home or garage anywhere in the UK*
- Comprehensive – repair at home or roadside, or recovery to your home or garage anywhere in the UK – plus hire car or overnight accommodation
- Premier – all the above, plus EU cover for roadside repair and full recovery to the UK - Plus holiday departure cover, transporting you to your departure point if we are unable to fix your car.
*When breakdown occurs at least 1/4 mile from home address.
Accident Healthcare
Up to £1,000,000 cover for private medical treatment if you are injured as the result of a road traffic accident in the UK.
From £18.00 a year
Cover to look after you as well as your car.
Our Accident Healthcare offers cover for customers who don’t have private medical cover and are injured in a road traffic accident in the UK. We will provide up to £1,000,000 cover for prompt private medical treatment, allowing you to recover as quickly and comfortably as possible.
From £18.00 a year we offer cover for:
- In-patient treatment in a private hospital (up to 180 days)
- Out-patient treatment
- Consultants’ and specialists’ fees
- Physiotherapy.
Replacement Car Extension For Theft or Total Loss
Cover for up to 21 days if your vehicle is stolen or written off.
For £21.50 a year
Our Comprehensive Saga Car Insurance policy includes a replacement car as standard if an approved repairer is repairing yours. For £21.50 a year we can also offer you a replacement car if yours is stolen or written off, for up to 21 days keeping you mobile and giving you time to find and purchase a new vehicle.