| Summary of Cover |
Third Party Only |
Third Party, Fire and Theft |
Comprehensive |
| Accidental damage to insured car |
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| Loss or damage to insured car by fire or theft |
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| Legal costs arising from a Third Party claim |
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| Legal liability to Third Parties. Property damage is limited to £20 million (excluding death, injury or damage to property resulting from terrorism except as necessary to meet the requirements of the Road Traffic Acts) |
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| Vandalism cover - your No Claim Discount will not be affected by a claim for damage caused by vandals |
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| Cover for audio/visual and/or communication equipment (permanently fitted in the vehicle) |
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If as the result of fire or theft
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Unlimited |
| Personal belongings in the insured car |
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Up to £1,000, £2,000 in the month of December |
| Personal accident benefits for policyholder and spouse/domestic partner |
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Up to £5,000 |
| Medical expenses (per person) |
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Up to £300 |
| Emergency accommodation/Get you home cover |
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Up to £500 |
| Cover for any person with a full driving licence to drive your car in a medical emergency |
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| Windscreen, window and sunroof glass repairs - no excess to pay and your No Claim Discount will not be affected if you use one of our approved repairers |
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| New for old cover on cars less than two years old where you are the first registered keeper. Mileage restrictions apply |
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| Cover in the European Union for the policyholder to take trips abroad for an unlimited period at no extra cost |
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| Replacement car if the insured vehicle is being repaired by us following accident, fire or theft |
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| Optional cover available |
| Protected No Claim Discount |
Optional |
Optional |
Optional |
| Legal Protection |
Optional |
Optional |
Optional |
| Increased Personal Accident |
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Optional |
| Replacement car extension for theft/total loss |
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Optional |
| Accident Healthcare |
Optional |
Optional |
Optional |
| Saga Breakdown Assistance |
Optional |
Optional |
Optional |
For the full policy features and benefits please see our Policy Booklet.