Health Cash Plan

A Health Cash Plan specifically tailored for the over 50s
  • Claim back up to 75% on everyday health bills
  • Up to £190* towards dental bills including check-ups and treatment
  • Up to £190* towards optical bills for eye tests and spectacles
  • Cash towards therapies including physiotherapy, osteopathy and chiropody
  • Cash when you are in hospital
  • Cash towards many other everyday healthcare costs.

    *Based on Level 3 cover
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Quote ITHCP when speaking to one of our UK based advisers.


8:30am – 7:00pm weekdays
9:00am – 1:00pm Saturdays
10:00am – 2:00pm Sundays.

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Health Cash Plan

Saga Health Cash Plan can help with everyday healthcare expenses by providing financial support towards dental bills, optical bills, specialist consultations, physiotherapy, hospital treatment, home help, specialist care and many other common healthcare needs.

Health Cash Plan benefits

A summary of the Health Cash Plan tax-free benefits

There are three levels to choose from, there is no age limit for joining and our premiums do not increase with age each year. Plus we guarantee acceptance, with a straightforward application process, which can cover you and your family.

 

Maximum per person covered each benefit year
Benefits  Level 3 Level 2 Level 1

Dental care: 75% of cost of check-ups and treatment.

 £190 £135 £80
Optical care: 75% of cost of eye tests, lenses and laser eye surgery. £190 £135 £80
Hearing aid: 75% of cost towards hearing devices. £200 £150 £100
Health consultations: 75% of cost of specialist consultations including x-ray and
relevant tests. 		 £350 £250 £150
Therapies: 75% of cost of treatment up to the combined maximum in each benefit
year.  Includes:  physiotherapy,
osteopathy, chiropractic and chiropody.		 £400 £300 £200
Complementary therapies: 75% of cost of treatment up to the combined maximum in each benefit year. Includes:
homeopathy and acupuncture.		 £200 £150 £100
Hospital day-case surgery: Amount payable per admission up to 10 occasions in
each benefit year.		 £700*
£70* per admission		 £500*
£50* per admission 		£300*
£30* per admission
Hospital in-patient: Amount payable per night up to a maximum of 20 nights per
episode, up to a maximum of
100 nights in each benefit year.		 £5000*
£50* per night		 £3500*
£35* per night		 £2000*
£20* per night
Recuperation: Lump sum payable automatically with hospital in-patient claim of at
least 10 consecutive nights.		 £300* £240* £180*
Home help and home nursing: 75% of cost of home help and home nursing up to the combined maximum in each benefit year. £850 £650 £450
Health screening: 75% of cost of health screening. £250 £200 £150
Allergy testing: 75% of cost of allergy testing at an allergy clinic. £125 £100 £75
Accidental death benefit**. £10,000 £7,500 £5,000
Telephone Helpline. 24 hrs, 365 days a year

 *Children under 18 receive 50% of these benefits
**Children under 18 are not covered by this benefit

What is not covered? 

There is a 13-week qualifying period from when you join before you may claim any benefit under the plan, unless you have a current plan with another provider.

If you, or a person you wish to be covered, has an existing medical condition please declare it on the application form. You will not be able to claim hospital related benefits for treatment of the condition for a period of two years from joining.

If you are looking for a Saga HealthPlan which will fully cover the cost of private hospital treatment, please see details of our 
Health Insurance.

Apply now