Saga HealthPlan Saver

Saga HealthPlan Saver

• The main advantages of private health insurance at a value-for-money price
• Full in-patient and day-patient cover
• Prompt access to private hospital care
• Up to £500 towards related out-patient treatment
• One CT, MRI or PET Scan available prior to related in-patient treatment
• Cover for out-patient follow-up scans.

Please see below for the key benefits:

	Benefits available	Notes
In-patient and day-patient treatment
Hospital charges		Treatment can take place in any hospital from the Saga Countrywide Hospital List
Specialists' fees*
Diagnostic tests including pathology and radiology
Radiotherapy/chemotherapy
Psychiatric treatment
Out-patient treatment
Surgical procedures
Specialist consultations*	†	Up to a combined total of £500 per year
Diagnostic tests including pathology and radiology	†
Clinical practitioner charges* (including physiotherapy)	††
Complementary practitioner charges*	††
Radiotherapy/chemotherapy
Out-patient CT, MRI and PET scans		One out-patient scan available before related in-patient treatment, and follow-up scans available up to eight months after related in-patient treatment, day-patient treatment or out-patient surgical procedure.
Psychiatric treatment
Additional benefits
Nursing at home		Up to two weeks per policy year
NHS cash benefit		£100 per night, per person, up to a maximum of 20 nights per policy year
Options and features
Saga Health Information Line		Confidential medical information, access 24 hours a day, 365 days a year
Saga GP Telephone Consultation Service
Optional cover for hypertension		More info on cover for hypertension
Optional Extended Cancer Cover		More info on our cover for cancer
Choice of optional excess		Choose from £100, £250, £500, £750 and £1,000
4-week wait option		See our ways to reduce your premium section
Choice of hospitals		See Saga Countrywide Hospital List
No Claim Discount		Automatic introductory discount
Optional No Claim Discount Protection
No upper age limit

* We will pay these fees in full, up to any specified benefit limits up to the level within the published Schedule of Procedures and Fees.

^† Must be received before, or within eight months after, a related hospital stay.

^†† Must be received within eight months after a related hospital stay.

For a full list of benefits please refer to the HealthPlan Saver Membership Handbook.  

Is there a maximum amount I can claim in any one year?

No, there is no overall maximum limit to the amount that you can claim in one policy year, although there are limits on some of the benefits.

Are there any exclusions compared to Saga HealthPlan Super?

Saga HealthPlan Saver does not cover you for the following: out-patient treatment except when related to an in-patient stay, private ambulance, recuperative care, treatment of dental conditions, and any benefit marked with an  in the table above.