Cover at a glance

Cover and benefits Buildings Contents
Protection from loss of rent (where applicable) caused by an insured event Up to 20% of the sum insured
Cover for temporary alternative accommodation if you suffer loss or damage to your holiday home, making it uninhabitable Up to 20% of the sum insured Up to 10% of the sum insured
Cover for your legal liability as owner of the holiday home, including its land Up to £5 million
Public and personal liability, covering your legal liability as occupier of the property Up to £5 million
Cover for your travel and accommodation costs if there is an emergency concerning your property Up to £1,000
Garden ornaments and furniture Up to £750
Replacement locks cover Up to sum insured
Cover for your liability as a tenant Up to 20% of the sum insured
Cover for the trace and access of a water leak Up to £5,000

Saga Holiday Home Insurance is available for homes in France, Spain, Portugal, Italy, their islands in the Mediterranean, the Canary Islands, and we now also cover holiday homes in Bulgaria, Greece and Southern Cyprus.

With policies written in English, Saga aims to protect those holiday home owners who feel uncomfortable liaising with insurance companies from abroad whose cover may be explained in a different language.