Summary of cover

Some examples of the cover we provide Buildings Contents
Protection from loss of rent (where applicable) caused by an insured event Two years of rent or £25,000, whichever is the lesser Two years of rent or £25,000, whichever is the lesser
Cover for temporary alternative accommodation if you suffer loss or damage to your holiday home, making it uninhabitable Up to 10% of the sum insured Up to 10% of the sum insured
Cover if you wish to lend your property to family and/or friends, or let the property for up to six months of the year Included Included
Cover for your legal liability as owner of the holiday home, including its land £2 Million Not included
Public and personal liability, covering your legal liability as occupier of the property Not included £2 Million
Cover for your travel and accommodation costs if there is an emergency concerning your property Up to £500 for each Not included
Cover for contents in the open, such as sunloungers, barbecues and patio furniture Not included up to £1,500
Replacement locks cover Not included Up to £750
Cover for loss or damage to the garden Up to £1,000 Not included
Sport cover Not included Up to £500
Cover for the trace and access of a water leak Up to £2,000 Not included