Buildings insurance

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Saga 5 Star Rated buildings cover includes…

  • Accidental damage cover for fixed glass in windows, and for cables, underground pipes and tanks serving your home for which you are responsible
  • Alternative accommodation up to £100,000 if your home is uninhabitable following a claim
  • Cover when your home is unoccupied for up to 60 days in a row, for example if you go on an extended holiday
  • Protection for fixtures and fittings, such as fitted kitchen units.

A choice of cover levels

Situation Essential Premier
A violent storm damages your roof

Your grandchild kicks a ball through your window

You have a water leak, but don’t know where it’s coming from

You need to stay in alternative accommodation while your home is being repaired following a claim

You put a hot pan on the kitchen worktop and damage the surface Optional
You damage the bath while doing DIY and it can’t be repaired or replaced to match the basin and toilet – we will replace the whole set

More information on what’s covered in our buildings policy can be found in our Summary of Cover.

If you require more than £1,000,000 to rebuild your home, please call 0800 096 3251 or see Saga TailorMade Home Insurance for more information.