Home insurance

Saga Home Insurance is designed for the over 50s and provides:

  • Up to a 15% discount when you buy a combined buildings and contents policy online **
  • Up to £500,000 buildings and up to £50,000 contents cover as standard
  • Higher levels of cover are available through our Saga Home Insurance TailorMade policy
  • New for old replacement of your contents
  • Full protection when your home is unoccupied for up to 60 days in a row.
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Quote IT601 when speaking to one of our UK based advisers.

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HOME INSURANCE

Save up to 15%** on Saga Home Insurance and enjoy peace of mind that your home will be fully protected with us. For more details about Saga Home Insurance, please use the links below...

Additional cover

Additional cover

Below is an overview of the additional cover available with Saga Home Insurance.

Personal Belongings inside and outside the Home Cover

Saga's Personal Belongings cover offers worldwide protection for your possessions up to £5,000 per incident. Additional premium varies depending on your individual possessions.

Legal Expenses Cover

Our Legal Expenses Cover can be added to either a Saga buildings or contents policy. It provides unlimited legal advice, plus cover of up to £100,000 for a variety of legal proceedings including (but not limited to) property, employment and personal injury.

It also gives you online access to a range of professionally written legal documents that can be adapted to meet your needs and reviewed by a legal adviser, plus an additional 20% discount on a range of legal services, including conveyancing, probate, and will writing - all for just £24.99.

(Please note that Saga's online legal documents and legal services are currently only available to our customers in England and Wales.)

Saga Home Emergency

This cover offers a 24 hour service for emergency repairs to your home by reliable tradesman. Choose from our three cover levels offering cover for a range of home emergencies, maintenance issues and an Annual Boiler Service. Add Saga Home Emergency to your policy today for up to 50% off our normal prices*.

Garden Cover

Garden Cover provides up to £1,500 towards replacing your shrubs, trees and hedges and £2,000 worth of cover for garden contents in the open, under your contents policy. Additional premium varies depending on your individual circumstances.

Golf Cover

Golf Cover delivers wide-ranging protection anywhere in the world, including cover for golf equipment up to a value of £2,000 (maximum £500 per item). From £49.99

Student Cover

Student Cover enables you to protect a student's possessions while they are attending, or travelling to and from, boarding school, college, or university. From £31.50

 

For further information on additional cover options available click here.

*Up to 50% off when added to a Saga Home Insurance Policy online. Offer may be withdrawn at anytime and applies to the first year only.

**99% of people who had a buildings and contents quote received a discount of at least 15%. Saga survey of quotes September 2012.