Home insurance

Saga Home Insurance is designed for the over 50s and provides:

  • Up to 15% discount when you buy a combined buildings and contents policy online **
  • Up to £500,000 buildings and up to £50,000 contents cover as standard
  • Higher levels of cover are available through our Saga Home Insurance TailorMade policy
  • New for old replacement of your contents
  • Full protection when your home is unoccupied for up to 60 days in a row.

**99% of people who had a buildings and contents quote received a discount of at least 15%. Saga survey of quotes March 2013.

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HOME INSURANCE

Save up to 15%** on Saga Home Insurance and enjoy peace of mind that your home will be fully protected with us. For more details about Saga Home Insurance, please use the links below...

Summary of cover

Some examples of the cover we provide:

  Essential cover Essential Plus cover Premier cover
Up to £500,000 buildings cover and up to £50,000 contents cover as standard tick  tick  tick 
New for old replacement of items if repair is not feasible, such as a broken mirror *Including clothing and household linen tick  tick  tick *
No need to specify single items worth less than £2,500 such as jewellery and antiques kept within the home tick  tick  tick 
 Limited accidental damage cover for some everyday household electrical items tick  tick  tick 
Full accidental damage cover within the home, to include incidents such as breaking a pair of spectacles or hammering a nail through a pipe cross tick  tick 
 No Claim Discount, to help keep down future premiums if you do not make any claims cross cross  tick 
 Replacement of matching pairs or sets of items, for example earrings or three-piece suites, if we cannot repair or replace individual items to match cross cross  tick

Please note: some of the above cover examples depend upon whether a contents or buildings policy is held.

If you require a higher or wider level of cover please see Saga Home Insurance TailorMade Policy for more information.

*Up to 50% off when added to a Saga Home Insurance policy online. Offer may be withdrawn at anytime and applies to the first year only.

**99% of people who had a buildings and contents quote received a discount of at least 15%. Saga survey of quotes March 2013.