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Buildings Insurance
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As your home is probably your most important and valuable asset, our straightforward buildings insurance policy
has been designed to provide your home with comprehensive protection.
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Cover includes:-
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Full protection when your home is unoccupied for up to 60 days in a row, for example if you go on an
extended holiday. You can arrange to extend this depending upon the circumstances (an additional premium
may be charged)
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Up to £2,000,000 for your legal liability as owner of the property |
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Accidental damage to cables, underground pipes and drains serving your home and for which you are
responsible
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Property rebuilding or repair expenses including architects' and surveyors' fees |
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The cost of alternative accommodation if you have to move out during repairs, up to 10% of the amount for
which you are insured
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The cost of any damage caused should the emergency services have to force entry to your home in a medical
emergency
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Protection for fixtures and fittings, such as fitted kitchen units |
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Structure and external property, including walls, hedges*, fences*, drives, paths, patios, outbuildings,
swimming pools and tennis courts.
*excludes storm damage against hedges and fences
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To protect an intended new home, we include dual property buildings cover of up to eight weeks as standard,
subject to calling Saga first. Cover of more than eight weeks, or over £500,000 will require further
information.
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Extended Accidental Damage
Upgrade your home buildings insurance to cover against accidental damage. This protects you against the cost of
unforeseen damage to your property, for example, if you put a hot pan on a work surface in the kitchen.
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There is no need to calculate the cost of rebuilding your home
With Saga buildings insurance your home is automatically covered for its full rebuilding costs of up to £500,000. This
amount can be increased if you require for an additional charge (although not available online). It means you will not
have to calculate the cost of rebuilding your home, which some insurance companies ask for. It also means if anything
disastrous happens, Saga will pay for clearing the land, including architects' and surveyors' fees if required.
If you require more than £500,000 rebuild cost, please call 0800 015 1863 or click here
for more information.
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Saga Services Limited is authorised and regulated by the Financial Services Authority.
Saga Home Insurance is underwritten by London and Edinburgh Insurance
Company Limited. Authorised and regulated by the Financial Services Authority.
Saga Services Limited is a wholly owned subsidiary of Saga Group Limited.
Registered in England and Wales (Company No: 732602) Registered Office: The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE. |
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