For additional peace of mind, we have a range of additional cover options to ensure all your needs are met:
If you are involved in an accident that’s not your fault and was caused by a known insured third party, we will provide up to £100,000 of cover for help with recovery of uninsured losses in the event of a claim.
For £26.50 a year.
Our trained claims handlers seek recovery for any uninsured losses from a third party such as:
Any excess you may be required to pay as part of a claim
Loss of earnings
Compensation for personal injury.
With Legal Protection you can also benefit from:
Unlimited access to motoring legal advice.
- Cover if you need to take legal action, or defend an appeal, against a motor trader in a dispute involving the purchase, servicing, or repair of your vehicle.
- The option of a two-hour driver confidence course to help you get back in the driving seat if you have suffered an injury as a result of an accident in your car.
Access to a range of motor related legal documents that can be adapted to meet your needs (currently England and Wales only).
- 20% discount on our range of legal services, including conveyancing, probate and Will writing (currently England and Wales only).
Increased Personal Accident
Up to £20,000 for you and your spouse/partner.
Regardless of whose fault it is, if you are seriously injured as a result of an accident involving your motorhome, our Comprehensive policy includes up to £5,000 compensation for selected serious injuries as standard.
For £12.00 a year, our Increased Personal Accident extends cover to £20,000, covers a wider range of injuries, and includes a benefit of £200 per night for hospitalisation (for up to 10 nights).
Saga Motorhome Breakdown Assistance
To help keep you on the road, Saga Motorhome Breakdown Assistance can be added to your policy. It offers reliable breakdown cover 24 hours a day, 365 days a year and with cover starting from £71.95 a year, you can choose the cover that’s right for you:
- Motorhome Assistance – repair at home or roadside, or recovery of your motorhome, driver and up to five passengers to your home or garage of your choice within ten miles of your destination.
- Motorhome Assistance Plus – the above plus unlimited cover for your motorhome during trips throughout the European Union.
Cover to look after you as well as your motorhome
Our Accident Healthcare offers cover for customers who don’t have private medical cover and are injured in a road traffic accident in the UK. We will provide up to £1,000,000 cover for prompt private medical treatment, allowing you to recover as quickly and comfortably as possible.
From £18.00 a year, we offer cover for:
- In-patient treatment in a private hospital (up to 180 days)
- Out-patient treatment
- Consultants’ and specialists’ fees
Replacement Car Extension for Theft or Total Loss
Our Comprehensive Saga Motorhome Insurance policy includes a replacement car as standard if an approved repairer is repairing your motorhome.
For £21.50 a year, we can also offer you a replacement car if yours is stolen or written off, for up to 21 days - keeping you mobile and giving you time to find and purchase a new vehicle.
Replacement Car Category Upgrade
Upgrade your replacement car from the standard small hatchback to one that better suits your needs.
From £5.50 a year, you can upgrade to one of the following options:
- Vauxhall Corsa or similar, 1.4 litre, 5 door (Category C)
- Vauxhall Insignia, Ford Mondeo or similar, 1.8 litre, 5 door (Category E)
- Vauxhall Insignia Estate, Ford Mondeo Estate or similar, 1.8 litre, 5 door (Category E Estate)
- Toyota Previa or similar, seats 7 (MPV)
- Mercedes E Class, BMW 5 series or similar, 4 door luxury vehicle (Large Premium).