Your cover in more detail

The table below outlines what's included with each level of cover.


Third Party Only
Third Party, Fire and Theft
Accidental damange to insured motorhome

Loss or damage to insured motorhome by fire or theft

Legal costs arising from a Third Party claim

Emergency Treatment Costs

Legal liability to Third Parties, including up to £20 million of property damage

Uninsured driver cover - if an uninsured driver hits your motorhome, through no fault of yours, as long as you supply their vehicle registration and the accident details we'll refund any excess paid and your No Claim Discount won't be reduced

Vandalism cover - your No Claim Discount will not be affected by a claim for damage caused by vandals

Driving other cars (Third Party only). This benefit is available for the policyholder and named spouse/domestic partner and selected occupations only

Unlimited audio / visual cover - cover against  fire and theft for permanently fitted equipment such as CD players, factory fitted sat nav systems and reverse parking cameras. Our Comprehensive policy also includes unlimited accidental damage cover for the audio/visual equipment permanently fitted in your car

  If as the result of fire or theft
Replacement car while your motorhome is being repaired by one of our approved repairers following an incident in the UK

Personal belongings cover for up to £1,500 for clothing and personal effects kept in  your motorhome (£100 limit per item)

Up to £1,500
Camping equipment in the insured motorhome

Up to £500
Awnings in the insured motorhome

Up to £1,500
Personal accident benefits for policyholder and spouse/domestic partner

Up to £5,000

Medical expenses (per person)

Up to £300

Emergency accommodation / Get you home cover

Up to £500

Cover for any person with a full driving licence to drive your motorhome in a medical emergency


Windscreen, window and sunroof glass repairs - no excess to pay and your No Claim Discount will not be affected if you use one of our approved repairers



Two years 'new for old' cover if you've owned the motorhome from new - with no mileage restrictions in the first year, and up to 12,000 miles in the second



Cover in the European Union for the policyholder to take trips abroad for an unlimited period at no extra cost



Protected maximum No Claim Discount - we'll protect your No Claim Discount against two claims in a three year period. This is included as standard if you've got four or more years' No Claim Discount entitlement, even if you've had a fault claim in the last three years.

Optional cover available
Legal Protection


Increased Personal Accident

Replacement car extension for theft/total loss

Accident Healthcare


Saga Motorhome Breakdown Assistance


For the full policy features and benefits please see our Policy Booklet