Personal Accident insurance

Accidents happen - when they do, a cash lump sum could ease the pain.

  • A choice of two levels of cover from just £6.50 a month
  • A straightforward policy that provides up to £50,000*
  • Premiums that don’t increase with age
  • Cover to age 90
  • Easy to take out and pay for. 


*Based on the Premier cover plan, please see levels of cover for more details.

Call me back0800 015 0251

Quote ITPA1 when speaking to one of our UK based advisers.

 

8:00am – 7:00pm weekdays
9:00am – 1:00pm Saturdays
10:00am – 2:00pm Sundays.

Health Icon

Personal Accident insurance

Saga Personal Accident Insurance is a straightforward policy offering a choice of cover levels and provides up to £50,000 to help deal with the consequences of an accidental injury.

Frequently asked questions

Am I covered if I fall and fracture my hip?

Both Premier and Premier Plus pay benefit for fractures to, for example, your hip, collar bone or leg – so if you slip on an icy path or fall off a ladder, the cash benefit could help ease the pain.

What if I need to stay in hospital after an accident?

Premier Plus pays you £25 for each day you have to stay in hospital as a result of an accident, up to a maximum of £2,500.

Are sports activites covered?

All sporting accidents are covered. The things we do not pay for are any deliberate or self-inflicted injury, or accidents arising from war, armed forces activity, and flying other than as a passenger in a licensed passenger aircraft.

Does cover include injury that happens abroad?

Cover is worldwide, so even if the accident happens abroad, benefit will be paid as normal.

What is Accidental Death Benefit?

Premier Plus includes a cash sum of £25,000 to the beneficiaries of your estate if you die as the result of an accident. This is tax free as long as your estate is below the inheritance tax threshold. (Accidental Death Benefit is also available on its own.)

Can I have a joint policy with my spouse/partner?

You can arrange a joint policy, in which case you are each entitled to the full amount of benefit shown.  By choosing a joint policy rather than two separate ones, the cost is reduced.

REQUEST A CALLBACK