Pet Insurance
Veterinary fee excesses
The first part of a veterinary fee claim that you must pay
The postcode in which you live together with the cover level, age and type of pet (dog or cat) you want to take out insurance for, will affect the excess that you need to pay for any veterinary fee claim. You can use the excess calculator below to find out the excess you would be liable for in respect of your pet.
For each illness or injury that is treated during the policy year and is not related to any other illness or injury treated during the same year, you must pay an excess as shown in your Schedule. This means that when the treatment dates of an injury or illness fall into two or more policy years you pay an excess at each subsequent renewal of the policy. The amount you pay will be a set annual amount or a set annual amount as well as a percentage amount. The percentage amount is calculated on the amount left after the set annual amount is taken from the cost of treatment. The percentage amount will be deducted from each approved veterinary invoice.