SAGA — Doing things properly

Saga HealthPlan Saver is one of our most popular policies. It is a low cost plan that provides good, all–round cover for private hospital care. Should you need to go into hospital, Saga HealthPlan Saver will meet all your eligible costs, including surgeons' fees and accommodation costs, whether you are an in–patient or a day–patient.

The plan includes:

• Cover for eligible in–patient and day–patient treatment including radiotherapy and chemotherapy
• Cover for post–operative CT, MRI and PET scans and one scan prior to related in–patient treatment
• Up to £350 for hospital related pre and post–operative consulations and diagnostic tests

Full details are provided in the table below:

	Benefits available	Notes
In–patient and day–patient treatment
Hospital charges		Treatment can take place in any hospital from the Saga directory of hospitals
Consultants'/specialists' fees*
Diagnostic tests including pathology and radiology
Radiotherapy/chemotherapy
Psychiatric treatment
Out–patient treatment
Consultations with a consultant/specialist*	**	**Up to a combined total of £350 for each insured member per policy year, for treatment either preceding or following within 8 months of a related hospital stay.
Diagnostic tests including pathology and radiology	**
Radiotherapy/chemotherapy
Physiotherapy*	**
Psychiatric treatment
Additional benefits
Nursing at home		Up to two weeks per policy year
NHS cash benefit	£100 per night	Up to a maximum of 20 nights per policy year
Out–patient CT, MRI and PET scans		One out–patient scan available before related in–patient treatment, and follow–up scans available up to eight months after related in–patient treatment.
Options and features
Saga health information line
Optional cover for hypertension
Choice of optional excess		Choose from £100, £250, £500, £750 and £1,000
4–week wait option		See ways to reduce your premium
Choice of hospitals		See Saga directory of hospitals
No Claim Discount		Automatic 30% introductory discount
Optional No Claim Discount Protection
No upper age limit
* We will pay these fees in full, as long as they are in line with the level customarily charged for the treatment you are given. Is there a maximum amount I can claim in any one year? No, there is no overall maximum limit to the amount that you can claim in one policy year, although there are limits on some of the benefits. Are there any exclusions compared to Saga HealthPlan Super? Saga HealthPlan Saver does not cover you for the following: out–patient treatment except when related to an in–patient stay, complementary therapies, private ambulance, recuperative care, treatment of dental conditions, and any benefit marked with an in the table above.