SAGA — Doing things properly

Saga Healthplan Super is our ‘top of the range’ plan, for those wanting the reassurance of comprehensive cover.

The plan includes:

• Cover for eligible in–patient and day–patient treatment
• Unlimited out–patient cover for consultations, scans, tests and physiotherapy
• Complemtentary therapies such as osteopathy and homeopathy
• Provision for home nursing and a private ambulance
• Dental benefit for major treatment and injuries

Full details are provided in the table below:

	Benefits available	Notes
In–patient and day–patient treatment
Hospital charges		Treatment can take place in any hospital from the Saga directory of hospitals
Consultants'/specialists' fees*
Diagnostic tests including pathology and radiology
Radiotherapy/chemotherapy
Psychiatric treatment	Up to 28 days per policy year
Out–patient treatment
Consultations with a consultant/specialist*
Diagnostic tests including pathology and radiology
Radiotherapy/chemotherapy
Physiotherapy*
Psychiatric treatment	Up to £1,200 per policy year
Additional benefits
Nursing at home	Up to 13 weeks per policy year	On specialist recommendation
Private ambulance		On specialist recommendation
NHS cash benefit	£100 per night	Up to a maximum of 20 nights per policy year
Out–patient CT, MRI and PET scans
Overseas evacuation or repatriation service
Major dental cash benefit	Up to £1,500 per policy year
Dental injuries benefit	Up to £5,000 per policy year
Complementary therapies*	Up to £1,200 per policy year	Chiropractic, osteopathy, homeopathy and acupuncture
Recuperative care	Up to £1,000 per policy per year
Options and features
Saga health information line
Optional cover for hypertension
Choice of optional excess		Choose from £100, £250, £500, £750 and £1,000
4–week wait option		See ways to reduce your premium
Choice of hospitals		See Saga directory of hospitals
No Claim Discount		Automatic 30% introductory discount
Optional No Claim Discount Protection
No upper age limit
* We will pay these fees in full, as long as they are in line with the level customarily charged for the treatment you are given. Is there a maximum amount I can claim in any one year? No, there is no overall maximum limit to the amount that you can claim in one policy year, although there are limits on some of the benefits.