Saga Private Medical Insurance

Saga HealthPlan Support

Saga HealthPlan Support is our latest policy that will make private medical insurance possible for many more people. It keeps premiums as low as possible by focusing on hospital treatment, so you can be sure that you will receive prompt admission as an in–patient. As well as avoiding NHS waits, you can choose to go into a private hospital where you are likely to receive a private, en suite room and many of the other advantages associated with receiving treatment privately.

The plan includes:

  • A straightforward hospital in–patient and day–patient policy
  • Prompt access to private treatment
  • A choice of private hospitals
  • Saga health information line

To make Saga Health Plan Support even more affordable it covers only the surgery aspects of cancer treatment. All other aspects, including chemotherapy, would need to be treated on the NHS

Full details are provided in the table below…

  Benefits available Notes
In–patient and day–patient treatment
Hospital charges Included Treatment can take place in any hospital from the Saga Network of Hospitals
Consultants'/specialists' fees* Included
Diagnostic tests including pathology and radiology Included
Radiotherapy/chemotherapy Included
Psychiatric treatment Included
Out–patient treatment
Consultations with a consultant/specialist Included  
Diagnostic tests including pathology and radiology Included
Radiotherapy/chemotherapy Included
Physiotherapy Included
Psychiatric treatment Included
Additional benefits
NHS cash benefit £100 per night Up to a maximum of 20 nights per policy year
Options and features
Saga Health Information Line Included  
Optional cover for hypertension Included  
Choice of optional excess Included Choose from £100, £250, £500, £750 and £1,000
4–week wait option Included See ways to reduce your premium
Choice of hospitals Included From the applicable list
No Claim Discount Included Automatic 30% introductory discount
Optional No Claim Discount Protection Included  
No upper age limit Included  

* We will pay these fees in full, as long as they are in line with the level customarily charged for the treatment you are given.

Is there a maximum amount I can claim in any one year?

No, there is no overall maximum limit to the amount that you can claim in one policy year, although there are limits on some of the benefits.

Are there any exclusions compared to Saga HealthPlan Super?

Saga HealthPlan Support does not cover you for the following: non–surgical treatment of cancer including any radiotherapy or chemotherapy, complementary therapies, recuperative care, nursing at home, a private ambulance, treatment of dental conditions, and any benefit marked with an Included in the table above.