SAGA — Doing things properly

Saga Key Treatments + Heart includes cover for all the conditions provided by Saga Key Treatments, provides the same high levels of protection but also adds full cover for the hospital treatment of heart conditions.

The current situation

According to the British Heart Foundation's website, heart and circulatory disease is still the UK's biggest killer. Coronary heart disease is responsible for one in five deaths in men and one in six deaths in women. Less serious heart conditions can still have very detrimental affects on your lifestyle — for example, a holiday involving air travel might not be advisable. Since more than 40,000 Britons are awaiting hospital treatment relating to the heart, and a private heart bypass operation can cost as much as £40,000, Saga Key Treatments + Heart could make a dramatic difference if you do begin to experience heart problems.

Modern heart surgery is now more advanced than ever before, and the high price of specialist operations, treatment and recuperation are necessarily reflected by private medical insurance premiums. Saga Key Treatments + Heart is therefore more costly than the two other policies in the Targeted Healthcare range. But, the reassurance of having full private medical cover for key treatments and heart conditions is well worth paying for.

	Benefits available	Notes
In–patient and day–patient treatment
Hospital charges		Using a hospital from the Saga network of hospitals.
Consultants'/specialists' fees*
Diagnostic tests
Out–patient treatment
Consultants'/specialists' fees*	**	**Up to a combined total of £650 for each insured member per policy year
Diagnostic tests	**
Physiotherapy*	**
CT, MRI and PET scans		Covered in full
Other features
In–patient cover for complications resulting from treatment
Out of network cash benefit		£50 per day
24–hour Health Information Line
*We will pay these fees in full, as long as they are in line with the level customarily charged for the treatment you are given.