What's included in a Saga Travel Insurance policy

The following tables provide an overview of what is covered by a Saga Travel Insurance policy, as well as the benefits of our additional cover options. Whatever your needs, Saga could provide a level of cover to suit you.

We offer a single policy for one-off trips or, if you plan to travel more than once in a year, or for more than 30 consecutive days, an annual multi-trip policy may prove more cost effective.


Destinations and Durations
Single Trip
All destinations
Up to a total of 120 days' cover per single trip policy.
Annual Multi-Trip


Europe
45 days' cover per trip as standard, but with option to extend to 60 or 90 days
Up to a total of 120 days' cover per policy year
Worldwide excluding U.S.A., Canada, Mexico and all Caribbean Islands.
45 days' cover per trip as standard, but with option to extend to 60 or 90 days
 Worldwide 45 days' cover per trip 

Both our single trip and annual multi-trip travel insurance policies include the following features listed in the below tables.


Policy Limits for each Insured Person per Trip Excesses per claim
Cancellation £10,000 £70 (£10 loss of deposit)
Missed Departure £1,000 Nil
Delayed Departure £35 for the first 12 hour period £15 for each 12 hour period after that Nil
Abandonment £10,000 £70
Delayed Baggage £250 Nil
Lost, Stolen or Damaged Baggage £5,000 (£600 single article limit and £1,000 total valuables limit) £70
Emergency Medical and Associated Expenses £10,000,000 £70
Hospital Benefit £25 for each 24 hour period (£1,000 maximum) Nil
Personal Accident £30,000 (£1,000 if aged under 16) (£15,000 if over 70) Nil
Criminal Injury Benefit £30,000 Nil
Substitute Accommodation £5,000 £70
Enforced Stay £1,500 £70
Loss of Passport £350 Nil
Personal Money £500 (£300 limit for cash) (£100 limit for cash if aged under 16) £70
Replacement Flight £1,500 Nil
Pet Care £25 for each 24 hour period (£300 maximum) Nil
Hijack and Mugging £50 for each 24 hour period (£1,000 maximum) Nil
Air Rage £1,000 Nil
Personal Liability £2,000,000 Nil or £70
Legal Expenses and Advice £50,000 Nil

Optional Cover: Winter Sports


Policy Limits for each Insured Person per Trip Excesses per claim
Equipment £750 for your equipment
£550 for hired equipment
£70
£70
Delay due to avalanche £300 Nil
Piste Closure £30 or £40 for each day (£400 maximum) Nil
Ski Pack £350 Nil
Inability to take part in winter sports activities £20 for each day (£200 maximum) Nil

 

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Find out more about our Travel Insurance

Single Trip Travel Insurance

Annual Multi-trip Travel Insurance

Back to Why choose Saga Travel Insurance?

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Summary of cover