The following tables provide an overview of what is covered by a Saga Travel Insurance policy, as well as the benefits of our additional cover options. Whatever your needs, Saga can provide a level of cover to suit you.
What's included
|
Policy Limits for each Insured Person per Trip |
Excesses for each Insured Person per Trip |
| Cancellation |
£5,000 |
£50 (£10 loss of deposit) |
| Missed Departure |
£1,000 |
Nil |
| Delayed Departure |
£35 for the first 12 hour period £15 for each 12 hour period after that |
Nil |
| Abandonment |
£5,000 |
£50 |
| Delayed Baggage |
£250 |
Nil |
| Lost, Stolen or Damaged Baggage |
£2,500 (£300 single article limit and £500 total valuables limit) |
£50 |
| Emergency Medical and Associated Expenses |
£10,000,000 |
£50 |
| Hospital Benefit |
£25 for each 24 hour period (£1,000 maximum) |
Nil |
| Personal Accident |
£30,000 (£1,000 if aged under 16) (£15,000 if over 70) |
Nil |
| Criminal Injury Benefit |
£30,000 |
Nil |
| Substitute Accommodation |
£5,000 |
£50 |
| Enforced Stay |
£1,500 |
£50 |
| Loss of Passport |
£350 |
Nil |
| Personal Money |
£500 (£300 limit for cash) (£100 limit for cash if aged under 16) |
£50 |
| Replacement Flight |
£1,500 |
Nil |
| Pet Care |
£25 for each 24 hour period (£300 maximum) |
Nil |
| Hijack and Mugging |
£50 for each 24 hour period (£1,000 maximum) |
Nil |
| Air Rage |
£1,000 |
Nil |
| Personal Liability |
£2,000,000 |
Nil or £100 |
| Legal Expenses and Advice |
£50,000 |
Nil |
|
Optional Cover: Winter Sports
|
|
Policy Limits for each Insured Person per Trip |
Excesses for each Insured Person per Trip |
| Equipment |
£750 for your equipment
£550 for hired equipment |
£50
£50 |
| Delay due to avalanche |
£300 |
Nil |
| Piste Closure |
£30 or £40 for each day (£400 maximum) |
Nil |
| Ski Pack |
£350 |
Nil |
| Inability to take part in winter sports activities |
£20 for each day (£200 maximum) |
Nil |
|
Optional Cover: Golf
|
|
Policy Limits for each Insured Person per Trip |
Excesses for each Insured Person per Trip |
| Equipment |
£1000 |
£50 |
| Replacement Equipment Hire |
£35 per day (£250 maximum) |
£50 |
| Unused green fees due to injury |
£250 |
£50 |
|
Optional Cover: Scuba Diving
|
|
Policy Limits for each Insured Person per Trip |
Excesses for each Insured Person per Trip |
|
Hospital Benefit, Medical Expenses and Abandonment sections are extended to cover diving up to 30 metres |
Nil or £50 |