Leisure and winter sports activities Activities covered as standard
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Aerobics
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Badminton
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Baseball
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Basketball
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Beach cricket, football and volleyball
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Boogie boarding
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Bowls
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Cricket
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Croquet
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Curling
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Cycling (no racing)
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Fell walking
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Fishing
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Golf
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Hiking/Trekking/Walking under 4,000 metres
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Ice skating
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Jogging
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Marathon running
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Mountain biking on recognised routes
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Rambling
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Rounders
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Sail boarding (within territorial waters) †
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Sailing (within territorial waters) †
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Scuba-diving down to 30 metres accompanied by a qualified diver or instructor (only applies if shown on your policy Schedule) *
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Snorkelling
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Softball
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Squash
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Surfing
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Swimming
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Table tennis
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Tennis
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Ten pin bowling
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Tug of war
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Volleyball
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Walking
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Water polo
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Wind-surfing (within territorial waters) †
Activities covered if professionally organised and supervised, plus you wear appropriate safety equipment and take safety precautions
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Abseiling
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Archery
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Banana boating
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Black water rafting †
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Bungee jumping
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Camel/Elephant riding †
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Canoeing/Kayaking (no white water)
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Clay pigeon shooting †
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Fencing
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Flotilla sailing (with professional leader)
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Go karting †
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Gymnastics
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Hiking/Trekking/Walking (above 4,000 metres and under 6,000 metres)
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Horse riding (no jumping) †
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Hot air ballooning
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Indoor rock climbing (with belays)
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Jet biking †
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Jet skiing †
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Paintballing
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Parascending over water *
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Pony trekking †
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River tubing (no white water)
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Rollerblading or skating
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Safari (game watching)
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Shooting (not Big game) †
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Sleigh riding (as a passenger)
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Swimming with dolphins
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Trampolining
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Water skiing (no jumping) †
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White water rafting
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Zorbing
Winter sports activities covered as standard (only applicable if Winter sports add-on is selected)
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Cross-country skiing (on recognised paths and with a guide)
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Dry slope skiing
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Off-piste skiing or snowboarding where accompanied by a qualified guide or instructor
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On-piste skiing or snowboarding
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Skiing (on recognised pistes)
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Ski racing arranged by ski schools for their pupils
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Sledging
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Snow shoeing
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Snow mobiling as a passenger
† No Personal Liability cover
* No Personal Accident or Personal Liability cover