A choice of policy
We offer a single policy for one off trips or, if you plan to travel more than once in a year, an annual multi–trip policy that covers all the trips you make in a year.
| Single trip policy | Annual multi–trip policy | ||
|---|---|---|---|
| All destinations | Worldwide including USA | Worldwide excluding USA | EU |
| 45 days cover per trip | 45 days cover per trip as standard, but with option to extend to 60 or 90 days | 45 days cover per trip as standard, but with option to extend to 60 or 90 days | |
| Up to 90 days cover per single trip policy | Up to 120 days total cover per policy year | ||
| Summary of Cover | Policy Limits for each Insured Person per Trip | Excesses for each Insured Person per Trip |
|---|---|---|
| Cancellation Charges | £5,000 | £50 (£10 loss of deposit) |
| Missed Departure | £1,000 | Nil |
| Delayed Departure | £35 for the first 12 hour period £15 for each 12 hour period after that | Nil |
| Emergency Medical and Associated Expenses | £10,000,000 | £50 |
| Hospital Benefit | £25 for each 24 hour period (£1,000 maximum) | Nil |
| Personal Accident | £30,000 (£1,000 if aged under 16)(£15,000 if over 70) | Nil |
| Baggage | £2,500 (£300 single article limit and £500 total valuables limit) | £50 |
| Delayed Baggage | £250 | Nil |
| Abandonment | £5,000 | £50 |
| Personal Money | £500 (£300 limit for cash) (£100 limit for cash if aged under 16) | £50 |
| Loss of Passport | £350 | Nil |
| Legal Expenses and Advice | £50,000 | Nil |
| Personal Liability | £2,000,000 | Nil or £100 |
| Hijack and Mugging | £50 for each 24 hour period (£1,000 maximum) | Nil |
| Pet Care | £25 for each 24 hour period (£300 maximum) | Nil |
| Optional Cover | ||
| Winter Sports | ||
| Equipment | £750 for your equipment £550 for hired equipment | £50 £50 |
| Delay due to avalanche | £300 | Nil |
| Piste Closure | £30 or £40 for each day (£400 maximum) | Nil |
| Ski Pack | £350 | Nil |
| Inability to take part in winter sports activities | £20 for each 24 day (£200 maximum) | Nil |
| Golf | ||
| Equipment | £1000 | £50 |
| Replacement Equipment Hire | £35 per day (£250 maximum) | £50 |
| Unused green fees due to Injury | £250 | £50 |
| Scuba Diving | ||
| Hospital Benefit, Medical Expenses and Abandonment sections are extended to cover diving up to 30m | Nil or £50 | |