Chris Torney has been a national newspaper journalist for 15 years and formerly the personal finance editor on the Daily Express.
Specialising in business and personal finance, Chris was most recently the personal finance editor on the Daily Express. He now works as a freelance writer for a wide range of business and finance publications.
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Simple guide to how pensions work and the different types of pension available.
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Don't get ripped off by dodgy companies and rogue traders.