Esther is an award-winning journalist who writes personal finance and property articles.
When do you need to register a business for VAT and how do you do it?
How much compensation will you get if your bank goes bust?
Starting a business? Make sure you are covered with our guide.
Is it safe? Could it give you a better deal?
If anyone in your household is over 75, you're entitled to a free TV licence.
What are the penalties and how can you prevent them?
Tips to avoid making an expensive mistake.
11 tips to save money and cut costs on a skiing trip.
What are your rights if you want to return an unwanted Christmas present?