Animals cost motorists thousands

28 July 2016

From crows pecking car roofs and horses kicking cars, badly behaved animals caused more than £500,000 worth of damage to vehicles last year!



The over 50s are keen motorists, but it appears animals are disrupting their daily journeys. According to analysis of Saga Car Insurance claims data over the last 12 months, crafty crows, clumsy cows and their cunning cohorts caused more than £500,000 worth of damage to people’s vehicles last year.

Here’s our roundup of some of the most unusual animal related car insurance claims that have left Saga customers in a quandary:

Clumsy cows

One customer parked his car in a layby before taking his dog for a walk in the countryside. 

When he returned from his walk a herd of cows were surrounding his car. He scared the animals off but not before they dented the vehicle, causing around £600 worth of damage.

A different type of cow-lick

And if you think you’re safe in a car park, think again; one Saga customer parked her car safely in a car park and set off on a long country walk. 

However, when she came back she noticed that her car wasn’t quite as she left it; a herd of cows had licked the paintwork off her car causing more than £6,000 worth of damage to the vehicle.

We wondered whether it’s just the same herd of badly behaved cows going round causing trouble.

Crafty crows

If you need more proof that nature really has it in for our four-wheeled-friends, another Saga policyholder went to work and parked his car in the car park. 

However, when he went to leave at the end of the day he spotted some crows pecking at his retractable roof; the damaged seals around the roof caused more than £1,000 worth of damage.

Tips for driving a convertible

Damned if you doe

On the way home from a day out, one of our customers was staggered when a deer dashed out in front of the car. 

Slamming on the brakes, the customer fortunately missed the deer, but when attempting to manoeuvre around the animal it saw red and charged at the car, causing almost £1,200 worth of damage.  

On reflection, he was in a bit of a flap

Half way through a road trip to visit family in Yorkshire, one customer spotted a pheasant frantically flapping beside the car. 

The bird was apparently an adrenaline junkie, as it had chosen to fly between two moving vehicles. Despite trying to move out of the pheasant’s way, the bird knocked off the car's wing mirror, which cost more than £250 to replace.

Horsing around

One Saga policyholder parked her car in the same spot outside her house every day with no problem, until one morning turned into a night-mare. 

Her tale begins with the sound of a car horn and a lot of commotion. 

When she went outside to find out what was happening, she saw a horse running up and down the street wrecking a number of properties and vehicles, including her own – causing her £1,200 worth of damage.

The experts 'neigh' best

Sue Green, Head of Saga Car Insurance, commented: “It seems animal antics can affect motorists at any time even when we are doing the most routine things. These customers seem to have taken it all in their stride and have been able to see the funny side of how unpredictable the animal kingdom can be.”

Saga aims to keep the over 50s on the road and moving, and if your car is accidentally damaged by animals, we’ll give you a hire car to use while your vehicle is in the garage being repaired. 

So, if you’re looking to renew your car insurance any time soon, you should consider Saga Car Insurance

With a wide range of features and benefits included as standard, and having received a Defaqto 5 Star rating for our Comprehensive cover for the fourth consecutive year, there’s never been a better time to protect against undesireable animal attention and see how much you could save. 

The opinions expressed are those of the author and are not held by Saga unless specifically stated.

The material is for general information only and does not constitute investment, tax, legal, medical or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.