10 ways to eat well on a budget

Food takes up a big share of the household budget. Here are ten money-saving tips for your grocery bill.



It is easy to fritter precious cash, un-noticed, on convenience food. A cappuccino and a sandwich at a chain coffee shop followed by a microwaved meal for dinner can easily leak £10-12 per person per day. That's more than £700 a month for two people.

It is possible to eat well and healthily for less than £5 a day – a saving of £400 a month over the above example. Here's how:

1. Eat at home

Not only can you save lots of money, you know exactly what you are eating. Some of the healthiest foods are also the cheapest.

Seven ways to save money at the supermarket.

2. Use basic staples as the heart of your meals

Rice and potatoes are a great source of carbohydrates and as cheap as – well, chips. Aside from these two larder stalwarts, your core staples could be: bread, eggs, pasta, tinned beans – not just good old baked beans, but also cannellini beans, kidney beans and so on.

Keep a supply of pasta sauce – better still, passata, adding your own herbs and spices.

Look out meanwhile for meat, and fruit and vegetables, on special offer.

Read our guide to making the most out of cheaper cuts of meat.

3. Plan ahead

Last-minute preparation and hasty extra trips to the supermarket are the enemy of budget eating.

4. Take time to choose the cheapest option

Locating the most budget-friendly choice can knock pounds off your weekly bill.

5. Buy food whole

Foods that are not chopped up by someone else – whole chicken, pineapple, melon and so on – are cheaper and probably healthier.

6. Don't ignore frozen vegetables

Frozen doesn't have to mean unhealthy. By all means choose fresh in-season vegetables at every opportunity. But out of season, you will probably pay a big premium for food that has travelled across continents. If chopping vegetables is a problem, you are probably already choosing this option.

7. Not just vegetables - frozen fish too

'Fresh fish' at many supermarkets has often been previously frozen – the store should label it as such. Fish from the freezer aisles can be far cheaper, but still full of goodness. Canned fish, such as sardines, still contain plenty of goodness and are very inexpensive.

Do you have a loyalty card? Find out how to make the most of it.

8. Avoid sugared cereals for breakfast

Expensively packaged and advertised processed cereals will drain cash. Try own-brand muesli – or make your own. If cereals are not for you, eggs are very versatile and easy to cook.

9. Make a sandwich or fill a pitta bread for lunch

Try using scraps of meat or fish and salad vegetables for a cheap and filling midday meal. If you are out for the day or at work, you can save several pounds per day compared with cafe lunching.

10. Cut down on meat

Dried beans, peas, lentils, etc, are healthier and cheaper than meat products. If you cannot bear a totally meat-free meal, then stir fries, soups and stews can make a little meat go a long way.

For more money saving tips and hints, read our handy articles and guides.

The opinions expressed are those of the author and are not held by Saga unless specifically stated.

The material is for general information only and does not constitute investment, tax, legal, medical or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.