Saga Platinum
Features
A card that gives you peace of mind…
Wherever you use your card, Saga Platinum includes reassuring features designed to protect you should something go wrong.
Internet fraud guarantee
With Saga Platinum you will not be liable for any purchases made on the internet with your Saga Platinum credit card if your card details are obtained fraudulently.
This is in addition to the ‘Verified by Visa’ service which is provided by the card.
Free 100 day Purchase Protection
Any goods you buy using Saga Platinum costing between £50 and £500 per item are covered for 100 days against theft and accidental damage (subject to certain exclusions).
Free emergency travel assistance with WhiteConcierge Recovery
With one phone call, you'll receive help to tackle unexpected problems that may arise abroad, including access to an emergency interpretation service, help with lost and stolen items such as passports, cash, travellers cheques and credit cards, legal assistance and an emergency messaging service.
Additional services
Card Protection Plan
Protect all your credit, debit and store cards against loss or theft, worldwide with a Card Protection Plan (CPP). With just one phone call CPP will immediately inform all your card issuers and request replacement cards. The plan provides cover for fraudulent use of missing cards and your mobile phone, plus emergency cash advance facility and assistance with temporary travel documentation if you are away from home.
Costs start at £20 for single cover for 1 year and go up to £70 for up to four members of your household for 3 years (including Insurance Premium Tax). For more information, tick the box on the application form and one of our staff will be in touch once your credit card application has been approved.
Payment Protection Insurance
With optional Payment Protection Insurance you can cover your monthly credit card repayments if you are unable to work due to involuntary unemployment, sickness or an accident. The policy also provides cover for death and critical illness where the outstanding balance on your credit card would be cleared in full up to £15000. Please note that the cover is only available for customers under the age of 65.
The cost of cover is calculated at 71p (including Insurance Premium Tax) for each £100 that is outstanding on your credit card each month. For example, if the balance carried forward from your previous credit card statement for a month was £200, then Payment Protection would cost £1.42 for that month. However, if a nil balance is carried forward for a month (the outstanding balance is cleared in full), no cost in respect of Payment Protection will be incurred. For more information, tick the box on the application form and one of our staff will be in touch once your credit card application has been approved.