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Money writer Holly Thomas has a string of great ideas that could have a positive impact on your cashflow.
Read on
If you pay for your current account – with any bank – it is sensible to consider if you are getting value for your money.
Guaranteed pensions totalling £20K a year or more means you can take whatever you like from your pension fund - but you will be taxed.
It is almost impossible to beat inflation – even if you do not pay tax. But banks are tempting us with two ways to do so.
A pension annuity that will pay you a regular income for the rest of your life.
Simpler savings products, more flexibility, lower charges and higher contributions would all make an enormous difference, says Ros Altmann.
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