Fixed rate ISA

The Saga Fixed Rate ISA, provided by Birmingham Midshires, is available now for cash ISA deposits for the 2011/12 tax year.

  • An attractive tax free return for your money over a 3 year term
  • Deposit from £1 up to £5,340 for the 2011/12 tax year
  • You may transfer some or all of your previous years subscriptions or all of your current tax year subscription into the Fixed Rate ISA, providing the issue remains open.
  • Choice of yearly or monthly interest
  • Withdrawals are allowed subject to a charge. The charge will depend on the length of term remaining at this time of access and is the equivalent of a number of days tax free interest on the amount withdrawal. This charge will be taken from the account balance and depending on when the withdrawal is made, may result in you getting back less then you originally deposited. See summary box for specific withdrawal arrangements.  
Saga Fixed Rate ISA 3.70% tax free AER
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Fixed Rate ISA

The Saga Fixed Rate ISA is a cash ISA that gives you a fixed rate of interest over a fixed term, so you know exactly what rate of interest your savings will receive.

AER stands for Annual Equivalent Rate and illustrates what the rate of interest would be if interest was paid and compounded once each year.

Tax free is the contractual rate of interest payable where interest is exempt from income tax.

Tax treatment depends on your individual circumstances and may change.

The deposit-taker for Saga Savings Accounts is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered on the FSA Register and its number is 169628. Registered office: The Mound, Edinburgh, EH1 1YZ (Registered in Scotland No. SC327000).

Saga Fixed Rate ISAs are only available to UK residents aged 50 and over.

 

For details of the Financial Services Compensation Scheme click here, or for historical rates of previous savings products please click here.