Saga Fixed Rate Savings Accounts, provided by Birmingham Midshires, are ideal if you want to be sure what rate of interest your money will earn.
See below for more details.
Our Fixed Rate Savings Account is for simple lump sum deposits and are designed for those looking to earn a set rate of interest. See below for more details.
Rates correct as at 13 March 2013.
Net rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate tax payer, you may have a further amount to pay. If more tax is deducted than you have to pay this can be reclaimed from HMRC. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
The deposit-taker for Saga Savings Accounts is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered on the FSA Register and its number is 169628. Registered office: The Mound, Edinburgh, EH1 1YZ (Registered in Scotland No. SC327000).
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