Guaranteed life insurance

Saga Guaranteed Life Insurance for the over 50s guarantees to pay out a fixed cash lump sum when you die and starts from just £10 per month (equivalent to 33p per day).

  • No health questions or medical examinations
  • Full payout after just one year
  • Fixed cover and fixed premiums for life. Depending on how long you live you may pay in more than you get back 
  • Guaranteed acceptance for the over 50s
  • If payments are not paid when due, all cover will cease
  • Saga Guaranteed Life Insurance is provided by PruProtect.
£50 M&S voucher
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Guaranteed Life Insurance

If you are aged between 50 and 85 and live in the UK, you can take out Saga’s Guaranteed Acceptance Cover regardless of any existing medical conditions. Please note inflation could reduce the buying power of the cash lump sum you leave behind. You may cancel your policy at any time, but you will not receive any money back unless you cancel within 30 days of your policy starting, in which case we will refund any premiums paid.

*£50 M&S voucher offer: Offer available to new Saga Guaranteed Life Insurance customers who haven’t previously held a policy and it may be withdrawn at any time. Vouchers sent within 28 days of receiving your third premium. If you cancel your policy we reserve the right to reclaim the value of the vouchers issued. In the unlikely event that M&S vouchers become unavailable, a suitable substitute of an equal or higher value will be supplied instead. M&S vouchers subject to separate terms and conditions.

Saga Personal Finance is a registered trading name of Acromas Financial Services Limited, which is authorised and regulated by the Financial Services Authority. Acromas Financial Services Limited is registered in England and Wales (Company No. 3023493). Registered office: Enbrook Park, Sandgate, Kent CT20 3SE.