ISA saver (issue 4)

The Saga ISA Saver (Issue 4) provided by Birmingham Midshires is available now for cash ISA deposits for the 2013/2014 tax year.

  • Rates include a fixed bonus for the first 18 months: 0.90% if you choose yearly interest or 0.89% if you choose monthly interest
  • Deposit your money tax free
  • Deposit any sum from £1 up to £5,760 for the 2013/2014 tax year
  • Transfer some or all of your previous tax years subscriptions or all of your current tax year subscriptions
  • Unlimited access to your money with no notice withdrawals
  • Choose yearly or monthly interest
  • Saga ISA Saver (Issue 4) is a cash ISA

 

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ISA SAVER (ISSUE 4)

The Saga ISA Saver (Issue 4) gives you unlimited easy access to your money, while you earn tax free interest

Fees and charges

These charges will be taken from your account balance unless otherwise agreed.

Administration charges

Account withdrawal – varies

Under some circumstances, you’ll incur a charge for making a withdrawal. For example, you’ll be charged if you withdraw funds immediately on an account with a notice period. The charge will be clearly stated in the terms and conditions of your account.

Telegraphic Transfer – £35

We can make a same day transfer of money from your account directly to another U.K. bank account electronically. To do this the charge is £35 and we will require your instruction in writing no later than 12.00 noon Monday to Friday.

AER stands for Annual Equivalent Rate and illustrates what the rate of interest would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Tax free is the contractual rate of interest payable where interest is exempt from income tax.

Tax treatment depends on your individual circumstances and may change.

The deposit-taker for Saga Savings Accounts is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered on the FSA Register and its number is 169628. Registered office: The Mound, Edinburgh, EH1 1YZ (Registered in Scotland No. SC327000).

 

For details of the Financial Services Compensation Scheme click here, or for historical rates of previous savings products please click here.