1. The prize draw is open to all UK residents over the age of 50 with a permanent UK address, except employees or retirees of Saga plc and its subsidiaries, their families or anyone connected with the prize draw.
  2. The prize draw is free to enter and no purchase is necessary. To enter, simply return a fully completed form in the pre-paid envelope provided, call us on 0800 092 3665, or visit MySaga, by the closing date ensuring you check your name and address. Once your preferences have been updated you will be entered into the draw.
  3. Only one entry is permitted per person. Multiple entries will be discarded. No purchase is necessary. Entries close at noon on 24 May 2018. Entries received after this time will not be counted.
  4. The winners will be chosen by a random draw supervised by an independent person on Thursday 31 May 2018 ("Draw Date"). If a winner does not respond to Saga within 5 days of being notified by Saga, then the winner's prize will be forfeited and Saga will be entitled to select another winner in accordance with the process described above.
  5. The winners will be notified by email, telephone or post within 21 days of being selected.
  6. The prize draw and prize is organised and provided by Saga Group Limited (“Saga”). Saga is a limited company. Registered Address: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Registered in England No.638891.
  7. By entering, if you are a winner, you give Saga permission to publish your name and home county, both online and in print.
  8. The prize draw is governed by English Law and English jurisdiction.
  9. Saga reserves the right to alter the prize draw, provided the equivalent prize is of an equivalent value.
  10. Saga’s decision is final and no correspondence will be entered into.
  11. The prize for the winner is non-exchangeable, non-transferable and no cash alternative is offered.
  12. Entering the prize draw by updating your preferences either by post, phone or online, is deemed acceptance of these rules.
  13. The winners names may be obtained by sending a stamped addressed envelope to: 'Saga preferences prize draw' at the registered address above.
  14. Insofar as is permitted by law, Saga, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of Saga, its agents or distributors or that of their employees. Your statutory rights are not affected.
  15. Saga reserves the right to hold, void, cancel, suspend, or amend the promotion where it becomes necessary to do so.
  16. Saga accepts no responsibility for entries not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

For Scandinavian festive delights cruise

  • The prize is for two people sharing an outside cabin on the Scandinavian Festive Delights cruise, departing Portsmouth on 10 December 2018 aboard Saga Pearl II. No cash alternative will be offered.
  • Accepting the prize will be subject to Saga's standard booking conditions.
  • Travel insurance is not included. It is a condition of travel that all passengers are covered by sufficient insurance.
  • The prize is supplied by ST&H Limited.

For Thailand hotel stay

  • The prize is for two people sharing a room for a 2 week stay, including daily breakfast, transfers and all flights (from Heathrow).
  • Travel must be made between 1 June 2018 – 31 October 2019, excluding 22 December 2018 – 28 February 2019.
  • Accepting the prize will be subject to Saga's standard booking conditions.
  • Travel insurance is not included. It is a condition of travel that all passengers are covered by sufficient insurance.
  • The prize is supplied by ST&H Limited.

For £1,000 on Saga products

  • The prize is £1,000 in vouchers which may be used for the purchase of any product or service supplied by any subsidiary company of Saga Group Limited by 31 December 2018.
  • The voucher can only be redeemed against purchases made direct with Saga and not for purchases made from its agents or third parties.
  • The prize is supplied by Saga plc.

For Saga Magazine subscriptions

  • Subscription is for 1 year (12 issues) from date of activation.
  • You must supply a UK mailing address
  • The prize is supplied by Saga Publishing Limited.

For £250 John Lewis voucher

  • John Lewis partnership gift cards have additional terms and conditions. See johnlewis.com for details.
  • The prize is supplied by Saga Personal Finance Limited.