HealthPlan Saver

Saga HealthPlan Saver is only available over the telephone. Please call 0800 015 0226 for more information.

Key features

  • The main advantages of private health insurance at a value-for-money price
  • Full in-patient and day-patient cover
  • Prompt access to private hospital care
  • Up to £1,000 towards related eligible out-patient treatment
  • One CT, MRI or PET Scan available prior to related in-patient treatment
  • Cover for out-patient follow-up scans.

Are there any exclusions compared to Saga HealthPlan Super?

Saga HealthPlan Saver does not cover you for the following: out-patient treatment except when related to an in-patient stay, private ambulance, recuperative care, treatment of dental conditions, and any benefit marked with an cross in the table above.

Benefits: Saga HealthPlan Saver

Benefits available Notes
In-patient and day-patient treatment
Hospital charges tick Treatment can take place in any hospital from the Saga Countrywide Hospital List
Specialists' fees* tick
Diagnostic tests including pathology and radiology tick
Radiotherapy/chemotherapy tick
Psychiatric treatment cross
Out-patient treatment
Surgical procedures tick  
Specialist consultations*  tick Up to a combined total of £1,000 per year
Diagnostic tests including pathology and radiology  tick
Practioner and Physiotherapy charges*
Therapist, Homeopath and Acupuncturist charges*    tick††
Radiotherapy/chemotherapy tick  
Out-patient CT, MRI and PET scans tick One out-patient scan available before related in-patient treatment, and follow-up scans available up to eight months after related in-patient treatment, day-patient treatment or out-patient surgical procedure.
Psychiatric treatment cross  
Additional benefits
Nursing at home tick Up to two weeks per policy year
NHS cash benefit tick £100 per night, per person, up to a maximum of
£2000 per policy year
Options and features
Saga Fast Track Appointments Service
  Our Fast Track Appointments Service can make it quicker and easier for you to arrange any specialist appointments you need. 
Saga GP Telephone Consultation Service   tick Confidential GP helpline, access 24 hours a day, 365 days a year 
Saga Health Information Line tick Confidential medical information, access 24 hours a day, 365 days a year 
Optional cover for hypertension tick More info on cover for hypertension 
Optional Extended Cancer Cover tick More info on our cover for cancer
Choice of optional excess tick Choose from £100, £250, £500, £750 and £1,000
4-week wait option tick See our ways to reduce your premium section
Choice of hospitals tick See Saga Countrywide Hospital List or our Fixed Fast Track option
No Claim Discount tick Automatic introductory discount
Optional No Claim Discount Protection tick  

* We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits please refer to the HealthPlan Saver Membership Handbook. 

Must be received before, or within eight months after, a related hospital stay.

†† Must be received within eight months after a related hospital stay.

Is there a maximum amount I can claim in any one year?

No. There is no overall maximum limit to the amount that you can claim in one policy year, although there are limits on some of the benefits.