HealthPlan Secure

Key Features

  • Prompt access to in-patient and day-patient treatment
  • Up to £2,000 towards out-patient consultations, diagnostic tests, practitioner, physiotherapist, therapist, homeopath and acupuncturist charges
  • An extra £400 towards post-operative physiotherapy, therapist, homeopath and acupuncturist charges.
  • Full cover for out-patient CT, MRI and PET scans
  • Home nursing following treatment
  • Up to £500 of recuperative care included
  • Ambulance transport if needed
  • Saga GP Service
  • Second Opinion Service.

Are there any exclusions compared to Saga HealthPlan Super?

Saga HealthPlan Secure does not cover you for the following: treatment of dental conditions (unless you select our optional Health Cash Benefits Cover), and any benefit marked with an cross in the table above.

 Benefits: Saga HealthPlan Secure

  Benefits available Notes
In-patient and day-patient treatment
Hospital charges tick Treatment can take place in any hospital from the Saga Countrywide Hospital List
Specialists' fees* tick
Diagnostic tests including pathology and radiology tick
Radiotherapy/chemotherapy tick
Psychiatric treatment cross
Out-patient treatment
Surgical procedures tick  
Specialist consultations* tick Combined overall limit of £2,000 a year
Diagnostic tests including pathology and radiology tick
Practitioner and Physiotherapist charges*
Therapist, Homeopath and Acupuncturist charges*
Post-operative physiotherapist, therapist, homeopath and acupuncturist charges* tick Up to £400 a year
Radiotherapy/chemotherapy tick  
Out-patient CT, MRI and PET scans tick
Psychiatric treatment cross
Additional benefits
Nursing at home tick Up to 13 weeks a year
Ambulance transport tick On specialist recommendation
NHS cash benefit tick £100 a night, per person, up to a maximum of £2,000 a year
Recuperative care tick Up to £500 a year
Second Opinion Service tick
Options and features
 Saga Fast Track Appointments Service
 tick Our Fast Track Appointments Service can make it quicker and easier for you to arrange any specialist appointments you need. 
Saga GP Telephone Consultation Service   tick Confidential GP helpline, access 24 hours a day, 365 days a year 
Saga Health Information Line tick Confidential medical information, access 24 hours a day, 365 days a year
Optional cover for hypertension tick Cover for hypertension
Optional Extended Cancer Cover tick Additional cover for cancer
Optional Health Cash Benefits Cover
tick Cover for your everyday healthcare expenses
Choice of optional excess tick Choose from £100, £250, £500, £750 and £1,000
4-week wait option tick How to personalise your health plan and reduce your premium 
Choice of hospitals tick  Saga Countrywide Hospital List or our Fixed Fast Track option
No Claim Discount tick Automatic introductory discount
Optional No Claim Discount Protection tick  

* We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Secure Membership Handbook. 

Is there a maximum amount I can claim in any one year?

No. There is no overall maximum limit to the amount that you can claim in one policy year, although there are limits on some of the benefits.