Key Features

• Prompt access to in-patient and day-patient treatment
• Up to £2,000 towards out-patient consultations, diagnostic tests, practitioner, physiotherapist, therapist, homeopath and acupuncturist charges
• An extra £400 towards post-operative physiotherapy, therapist, homeopath and acupuncturist charges.
• Full cover for out-patient CT, MRI and PET scans
• Home nursing following treatment
• Up to £500 of recuperative care included
• Ambulance transport if needed
• Saga GP Service
• Second Opinion Service.

Are there any exclusions compared to Saga HealthPlan Super?

Saga HealthPlan Secure does not cover you for the following: treatment of dental conditions (unless you select our optional Health Cash Benefits Cover), and any benefit marked with an  in the table above.

 Benefits: Saga HealthPlan Secure

	Benefits available	Notes
In-patient and day-patient treatment
Hospital charges		Treatment can take place in any hospital from the Saga Countrywide Hospital List
Specialists' fees*
Diagnostic tests including pathology and radiology
Radiotherapy/chemotherapy
Psychiatric treatment
Out-patient treatment
Surgical procedures
Specialist consultations*		Combined overall limit of £2,000 a year
Diagnostic tests including pathology and radiology
Practitioner and Physiotherapist charges*
Therapist, Homeopath and Acupuncturist charges*
Post-operative physiotherapist, therapist, homeopath and acupuncturist charges*		Up to £400 a year
Radiotherapy/chemotherapy
Out-patient CT, MRI and PET scans
Psychiatric treatment
Additional benefits
Nursing at home		Up to 13 weeks a year
Ambulance transport		On specialist recommendation
NHS cash benefit		£100 a night, per person, up to a maximum of £2,000 a year
Recuperative care		Up to £500 a year
Second Opinion Service
Options and features
Saga Fast Track Appointments Service		Our Fast Track Appointments Service can make it quicker and easier for you to arrange any specialist appointments you need.
Saga GP Telephone Consultation Service		Confidential GP helpline, access 24 hours a day, 365 days a year
Saga Health Information Line		Confidential medical information, access 24 hours a day, 365 days a year
Optional cover for hypertension		Cover for hypertension
Optional Extended Cancer Cover		Additional cover for cancer
Optional Health Cash Benefits Cover		Cover for your everyday healthcare expenses
Choice of optional excess		Choose from £100, £250, £500, £750 and £1,000
4-week wait option		How to personalise your health plan and reduce your premium
Choice of hospitals		Saga Countrywide Hospital List or our Fixed Fast Track option
No Claim Discount		Automatic introductory discount
Optional No Claim Discount Protection

* We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Secure Membership Handbook. 

Is there a maximum amount I can claim in any one year?

No. There is no overall maximum limit to the amount that you can claim in one policy year, although there are limits on some of the benefits.