Terms and conditions

Entries in to the prize draw are subject to the following terms and conditions

1. The prize draw is open to all UK residents over 50, except employees or retirees of Saga plc and its subsidiaries, their families or anyone connected with the prize draw.

2. The prize draw is free to enter and no purchase is necessary. Entry into the draw is automatic when you get a quote for Saga Health Insurance by phone, stating the reference code provided on your letter, email or by visiting saga.co.uk/win500 and getting a quote online.

3. One entry per person.

4. Closing date for entries is 30 June 2018.

5. The winner will be randomly selected in an independently supervised draw. The draw will take place on 9 July 2018.

6. The prize is a £500 M&S gift card. This might be split across multiple gift cards.

7. The draw is governed by English law and English jurisdiction.

8. Saga reserves the right to alter the prize draw, provided the alternative prize is of an equivalent value.

9. The judge’s decision is final and no correspondence will be entered into.

10. The winner will be notified by telephone or post within 21 days of the draw taking place.

11. Entry into the prize draw is deemed acceptance of the rules.

12. Saga reserves the right to publish the winner’s photograph, name and home county in post-event publicity.

13. Prize draw and prize are organised and provided by Saga Group, Enbrook Park, Folkestone, Kent CT20 3SE.