Chris Torney has been a national newspaper journalist for 15 years and formerly the personal finance editor on the Daily Express.
Specialising in business and personal finance, Chris was most recently the personal finance editor on the Daily Express. He now works as a freelance writer for a wide range of business and finance publications.
The potential pitfalls and tax implications of raiding your pension fund.
Saga explains how the Budget will impact on pensions and annuities.
George Osborne's Budget announcements on savings and ISAs.
Chris Torney picks through the Budget speech to pull out the key announcements.
Will the changes to state pension age affect you?
Some things you need to consider before you rent a room out to a lodger.
If your flight is delayed or train cancelled, you may be able to claim a refund.
A simple guide to using the small claims court and mediation services for claims of less than £10,000.
If a company you have bought or ordered goods from gets into financial difficulties or goes into administration, what are your rights?