Esther is an award-winning journalist who writes personal finance and property articles.
How is it calculated and why is it important?
It's harder for over-50s to get mortgages but you can improve your chances.
Credit check suppliers and customers to avoid late payers.
Six factors to consider before putting in an offer on a property.
What influences whether your application is accepted?
How to chase overdue invoices and ensure that you get paid.
The tax implications and rules around giving money to children under 18.
Tips to protect yourself against unwanted callers and doorstep crime.
Esther Shaw shares her top seven tips for crowdfunding a new business.