Esther is an award-winning journalist who writes personal finance and property articles.
Don't pay over the odds for your phone, broadband or TV services.
What is an offset mortgage and could it really clear your mortgage balance early?
Guide to setting up an emergency fund and tips to make saving easy.
Simple steps to reduce the amount of water you use and save money on your bills.
Could you have money sitting in an old and forgotten account?
Save money by giving your home an energy efficient once-over.
A guide to the things you need to consider when dividing your assets.
What are single supplements? Why do travel companies charge them? Are they fair?
Don't get ripped off by fake airline tickets, timeshare schemes or travel scams.