Esther is an award-winning journalist who writes personal finance and property articles.
Don't get ripped off by fake airline tickets, timeshare schemes or travel scams.
Five things you can do to make your savings work harder and get better returns.
Stop wasting money on unnecessary financial products.
Don't get caught out by the small print in your travel insurance policy.
When do you need to register a business for VAT and how do you do it?
How much compensation will you get if your bank goes bust?
Starting a business? Make sure you are covered with our guide.
Is it safe? Could it give you a better deal?
If anyone in your household is over 75, you're entitled to a free TV licence.