Esther is an award-winning journalist who writes personal finance and property articles.
If anyone in your household is over 75, you're entitled to a free TV licence.
What are the penalties and how can you prevent them?
Tips to avoid making an expensive mistake.
11 tips to save money and cut costs on a skiing trip.
What are your rights if you want to return an unwanted Christmas present?
Could they help your children get onto the property ladder?
Tips for ensuring you have adequate contents insurance.
A list of organisations and companies you need to notify when someone dies.
Expiry dates and shops going bust can make buying gift vouchers risky.