A FREE 30-day CreditExpert trial offers:
- UNLIMITED access to your Experian Credit Report and Score
- PROTECTION against identity fraud
- Expert GUIDANCE to help improve your Experian Credit Score
What is a credit report?
A credit report collects information about your personal credit history, including mortgages, credit cards, mobile phone contracts and more.
Who uses it?
Lenders and other companies use this information to confirm your identity and make decisions about whether to lend you money or enter into credit agreements with you.
Do I have a credit report?
Everyone has a credit report, although some people may have very little information recorded on it because they have not taken out much credit.
Does it matter?
Yes, your credit report is important as it could affect your ability to get loans, mortgages and mobile phone contracts. Increasingly, landlords and employers are using credit reports to vet potential tenants and employees.
How do I get my free 30-day credit report?
Take advantage of the free 30-day access to check your Experian Credit Report*.
*For CreditExpert a monthly fee of £14.99 applies after your free trial. You may cancel during your 30-day trial without charge. New customers only. Free trial period starts on registration - further ID verification may be required to access full service which may take up to 5 days.
The opinions expressed are those of the author and are not held by Saga unless specifically stated.
The material is for general information only and does not constitute investment, tax, legal, medical or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.