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Birmingham Savings - Important Information

Important Information

Saga Savings provided and administered by Birmingham Midshires.

The deposit taker for Saga Savings accounts applied for on or before 27 September 2019 is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Registered office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland number SC327000.

If you applied for your Saga Savings account on or before 27 September 2019 you can log in to your account using the login button above or call the team on  0345 850 0664 if you want to get in contact.

The General Savings Conditions (PDF) should be read together with any Account Conditions relating to your specific deposit account.

If there is any conflict between these General Savings Conditions and the Account Conditions then the Account Conditions shall have priority. The General Savings Conditions apply to all Saga Savings accounts provided by Birmingham Midshires

Financial Services Compensation Scheme

Your eligible deposits with Bank of Scotland plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Halifax, Intelligent Finance (IF), Birmingham Midshires (BM Savings), Bank of Scotland, Bank of Scotland Private Banking, Bank of Wales and St James's Place Bank. Some savings accounts under the AA Savings and Saga brand names are also deposits with Bank of Scotland plc. Any total deposits you hold above the limit between these brands are unlikely to be covered.

For further information visit

You can also refer to our FSCS Information Sheet (PDF) for more details.

FSCS logo

Privacy policy

For our full privacy policy, please click here. (PDF)

Arranging third party access to your savings account

Read full details of how to give someone access to your savings account (PDF) to act on your behalf.

Saga Personal Finance is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (Company No. 3023493). Registered office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Saga Personal Finance Limited is authorised and regulated by the Financial Conduct Authority.